Savings Calculator

Whether saving for a house, a car, or other special purchase, the savings calculator will help you determine the right amount to save on a regular basis to help you achieve your goal.

Loan Calculator

Use this calculator to determine the monthly payment for a fixed-rate loan. For car loans, determine if a longer term loan makes sense. Your monthly payment will drop though your total cost for the loan will increase. For a mortgage, run it twice to compare two offers or the merits of refinancing. See how much a monthly payment drops by reducing the interest rate by just one half of one percent.

Required Minimum Distribution Calculator

Use this calculator to determine your Required Minimum Distribution (RMD) from a traditional 401(k) or IRA. In general, you must begin withdrawing money by April 1 of the year following the year that you turn 70 ½. In general, your age and account value determine the amount you must withdraw. Note that taxes may be due on distributions from a traditional IRA or a 401(k). Do NOT include balances from a Roth IRA or a Roth 401(k).

Fund Analyzer

This analyzer offers information and analysis on 18,000 mutual funds, Exchange Traded Funds (ETFs) and Exchange Traded Notes (ETNs). This tool estimates the value of the funds and impact of fees and expenses on your investment and also allows you the ability to look up applicable fees and available discounts for funds.

College Savings Calculator

The College Savings calculator will help you determine the amount you must invest each year to have enough money to cover all college costs. You may also want to read FINRA’s publication providing information and guidance about college savings plan options, including 529 plans.

529 College Savings Plan Fees and Expenses Analyzer

Like most investments, 529 college savings plans have fees and expenses that are paid by investors. Because these fees and expenses can vary widely from plan to plan, FINRA developed a tool to help you compare how the fees and expenses reduce returns. The analyzer is designed to work with most college savings plans. It is not intended for prepaid tuition plans or the CollegeSure® CD investment option available in some college savings plans.

Scam Meter

We’ve all heard the timeless warning “If it sounds too good to be true, it probably is.” It’s great advice, but the trick is figuring out when “good” becomes “too good.” And, if you have a good salesperson-or worse, a dishonest one it gets really hard. While there’s no clear way to know, in just four questions, the FINRA Scam Meter will help you tell if an investment you are thinking about might be a scam.